In the past we viewed credit as a “have to.” Meaning we had to have it in order to get things quicker. We now have a different attitude. We have cut up our credit cards and have closed some accounts which we found difficult to do. However doing this with Prosper Learning this was a step necessary to take us to the next level. Credit is also the banks way of getting rich off of us.
The thing that has helped the most is keeping track of our spending and going through the tax information. The tracking has helped us because it gives us a better perspective on were our money is going. Using cash has also limited our expenses.
Our margin is currently at $369 and our Debt Free Date is March 2016.
Some of our 90 day goals are to further develop our on-line business and pay off the Chase Credit Card.
Darrell H.
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